Community Corner: Huston Electric

picture1Huston Electric has been operating within our community since 1939. They offer electrical contracting services, visual communications and signage, home and business automation, and back-up power needs. Partnering with businesses like Indiana Brotherhood of Electrical Workers (IBEW), Greater Lafayette Commerce, and Indiana Chamber (just to name a few) allows them to deliver exceptional results to their customers. Take a loo

The folks at Huston Electric have a reputation for being community-focused. That’s because they make volunteering within the cities that they serve a priority. They recently helped wire a Habitat for Humanity house. Take a look!

If you’re looking for seasoned professionals and unmatched service, contact Huston Electric.

Huston Electric
2723 Old Romney Rd.
Lafayette, IN 47905
(765) 474-6115

Community Corner: SURF Center

picture2In the last 21 years, the SURF Center has worked to aid our community by providing support to those working to overcome addiction. SURF stands for Service, Unity, Recovery and Fellowship—and suitably so. The center hosts around 80% of Tippecanoe County’s recovery meetings, including 12-step programs. Their staff has created a nurturing environment that promotes sharing and growth.

SURF Center is responsible for many saved jobs, relationships, and lives within our community. By sharing their passion, they make Tippecanoe County stronger as a whole.

Whether you’re in need of help, have questions about addiction services, or are looking to volunteer, the SURF Center is a great place to start.

SURF Center
307 N. 10th St.
Lafayette, IN 47904
(765) 742-1033

 

Community Bank: Clay Critters

clay crittersLocated in West Lafayette, Clay Critters was founded in 1978 when Rebecca Bollinger turned her hobby into a business. The twenty craft workers create Handmade in the U.S.A. “critters” from polymer clay. Many of the products offered have a one-of-a-kind “swirled” appearance. Other designs feature metallic, fluorescent, faux granite finish, or a new feature- airbrushing iridescent finishes.

Clay Critters offers free laser-engraved name-drop service for their items. Most of the products are sold to gift shops all around the United States and in the Caribbean, and can be found in many airport gift shops. Other features include refrigerator magnets and the ability to order a critter as a key chain or ornament.

Clay Critters
4866 N. 9th Street Rd.
West Lafayette, IN 47906
800-327-5893

How do I improve my credit score?

credit-scoreThis little three digit number can really affect your budget. Lenders use this score to determine the terms of credit they may extend to you. Auto and homeowner’s insurance companies, and phone companies use credit scores to decide to do business with you.   The higher the credit score the lower your costs may be. The credit score is also called the FICO score after the company, Fair Isaacs Corporation, which developed the system of analyzing the information contained in your credit report.   The information analyzed includes your payment history, the number of delinquent debts you may have, your total existing debt, and the length of time you may have had the accounts opened.

If you want to improve your score, your journey begins with obtaining a copy of your credit report. Review the report for accuracy and immediately dispute the errors. Get current on all of your accounts and stay current on all your accounts. Past due amounts and late payments negatively affect your score. Pay down revolving accounts such as credit cards so that the balance of the account is no more than 30% of the credit limit. Do not close inactive accounts. Do not pay for your credit report (you are entitled to one free each year) and do not pay someone else to improve your credit score for you. Do visit www.consumer.ftc.gov and click on the “Money and Credit” tab. You will find instructions on how to obtain your free report and how to dispute any errors you find.   There is a wealth of information on this consumer protection site that can help you improve your credit score.